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Orthodontic sticker shock

No posts for the last couple of days — instead I’ve been spending a lot of time in orthodontist’s offices with the kids. Up until this year, both girls had dental coverage through their mother’s...

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Cutting benefits to lure employees?

Hope you had a fun Fourth! Jak and I spent the holiday weekend visiting his sister and her husband in Eugene, Oregon. We watched fireworks from a boat and played laser tag. My in-laws (I sometimes call...

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Saving money with Mexican health care

In the pile of mail waiting for us this week was a notice that as of July 1, our monthly health insurance premiums would be increasing by 14%. That’s just the base annual uptick for people with no new...

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Obamacare and affordable health insurance

A couple of months ago, I bemoaned the 14% year-over-year increase in our individual health insurance premiums and expressed my fear for 2015, when both Jak and I will have moved into higher age...

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Optimize your car insurance: strategies to protect yourself while saving money

Insurance companies often advise you to purchase auto coverage at “as high a limit as you can afford”. This is singularly unhelpful. For one thing, how do you decide what you can afford? Not to mention...

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